The Government of Punjab, under the leadership of Chief Minister Maryam Nawaz, has taken a major step toward empowering small and medium businesses with the Asaan Karobar Scheme (AKS). Designed to boost entrepreneurship, this scheme offers interest-free loans, easy policies, and additional support like free solar systems and subsidized land.
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This article provides a complete guide to PITB registration for the Asaan Karobar Scheme in 2025, including eligibility, required documents, benefits, and how to apply online.
What is the Asaan Karobar Scheme?
The Asaan Karobar Scheme is a financial support program introduced by the Punjab Government to help individuals start or grow their businesses. Whether you’re a budding entrepreneur or looking to scale up your existing setup, this scheme provides interest-free business loans ranging from Rs. 500,000 to Rs. 30 million.
It also includes incentives like:
- Free solar energy systems (worth up to Rs. 5 million)
- Access to subsidized land in export zones
- No need for NOCs, licenses, or complex approvals
The goal? Simple: ease of doing business in Punjab.
Role of PITB in the Registration Process
The Punjab Information Technology Board (PITB) manages the entire online application process for the scheme. PITB has created a user-friendly digital platform that makes it easier for applicants to:
- Register online
- Submit documents
- Track application status
- Get SMS updates
This system ensures transparency, saves time, and reduces paperwork—so you can focus on your business.
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Types of Loans Offered Under the Scheme
There are two main loan categories under the Asaan Karobar Scheme:
| Loan Type | Amount Range | Purpose |
|---|---|---|
| Asaan Karobar Card | Rs. 500,000 – 1 million | Small business setup or expansion |
| Asaan Karobar Finance Loan | Rs. 1 million – 30 million | Medium to large-scale business growth |
These loans are interest-free, making them highly attractive for startups and growing businesses.
How to Apply Online – Step-by-Step PITB Registration
To apply for the scheme, follow these simple steps:
- Visit the Official Website:
Go to akc.punjab.gov.pk - Create an Account:
Use your CNIC and create a login password. - Fill Out the Application Form:
Provide personal, business, and financial information. - Upload Required Documents:
Make sure you have scanned copies or clear photos ready. - Pay Application Fee:
- Tier 1 (up to Rs. 1 million loan): Rs. 5,000
- Tier 2 (above Rs. 1 million loan): Rs. 10,000
(Fees are non-refundable)
- Submit the Application:
After submission, you’ll receive a registration number and SMS confirmation. - Track Your Application:
Check your status on the website or wait for SMS updates.
Documents Required for Application
Before starting your application, keep the following ready:
- CNIC (front and back)
- Passport-size photo or selfie
- Two references (non-blood relatives) with CNIC and phone numbers
- Business income and expense details
- Proof of residence/business address (Rent Agreement, Registry, etc.)
- Active Tax Filer status
- Security documents for T2 loans (property papers, government securities, etc.)
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Eligibility Criteria for Applicants
To qualify for the Asaan Karobar Scheme, you must:
- Be a resident of Punjab
- Have a mobile number registered in your name
- Be an active tax filer
- Have a valid business idea or existing business
- Provide all necessary documents
- Be able to pay the application fee
Additional Benefits of the Scheme
The Asaan Karobar Scheme offers more than just loans:
- No interest payments
- No NOCs, licenses, or map approvals required
- Free solar systems to reduce energy costs
- Subsidized land in industrial and export processing zones
- Fast application process and direct disbursement via Bank of Punjab
What Happens After You Apply?
Once you’ve submitted your application:
- You’ll receive an SMS confirmation with your application number
- PITB begins the verification and processing phase
- You can check the status online anytime
- After approval, funds are transferred directly through the Bank of Punjab
Need Help? Contact Helpline 1786
If you face any issues or need guidance during the application process, call the dedicated helpline 1786. Trained agents are available to answer your questions and guide you step by step.
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Conclusion
The Asaan Karobar Scheme is a golden opportunity for anyone in Punjab looking to start or grow their business in 2025. With the PITB’s digital platform, the application process is smooth, secure, and transparent. Whether you’re a small trader or planning to launch a manufacturing unit, this scheme can help make your dream a reality—without the burden of interest.
So don’t wait—register today at akc.punjab.gov.pk and take the first step toward financial independence and business success.