The Benazir Income Support Programme (BISP) continues to support Pakistan’s most vulnerable families, especially low-income women, through its Kafalat Program. For July 2025, the government has announced Phase 1 payments, introducing a more convenient and secure method of distribution.
If you or someone in your family is a BISP beneficiary, this article will guide you through everything — who is eligible, how much you’ll receive, which districts are included, and how to collect your payment without hassle.
You can also read: CM Punjab E-Bike Scheme 2025 for Affordable Students: Included Cities (Initial Phase)
What’s New in the July 2025 BISP Kafalat Payment?
The Government of Pakistan has improved the way payments are delivered in Phase 1 of the July 2025 cycle. The goal is to make the process faster, safer, and more transparent.
Key Improvements:
- Multiple payment options added to reduce long queues and travel
- ATM services have been reintroduced in selected areas
- Biometric verification ensures secure payment
- Strict monitoring to prevent agent fraud and illegal deductions
This new system is a major relief for thousands of women who previously had to wait for hours or travel long distances.
Payment Details at a Glance
| Payment Amount | Rs. 13,500 per eligible woman |
|---|---|
| Start Date | Mid-July 2025 |
| Verification Method | Biometric thumbprint + original CNIC |
| Receipt Required | Yes – Always collect printed receipt |
Make sure your CNIC is valid and not expired. Payments will not be issued without successful biometric verification.
New Methods to Collect Your Payment
You can now choose the most convenient location for collecting your BISP payment:
🔸 1. BISP Government Camps
These camps are set up in key areas and monitored by officials.
🔸 2. HBL Connect Agents
Visit a nearby HBL Connect agent with your CNIC for fingerprint verification.
🔸 3. Designated Bank Branches
Some bank branches have been assigned for BISP payments in selected districts.
🔸 4. ATM Machines (In Selected Areas)
ATM withdrawals have been restarted in some districts for easier access.
📌 Tip: Always count your money at the location and get a printed receipt before leaving.
You can also read: BISP 13500 Payment June 2025 Update Check New Retail Method
List of Districts Included in Phase 1 – July 2025
If your district is on this list, you are part of Phase 1 and can receive your payment starting mid-July.
Punjab (22 Districts):
Rawalpindi, Murree, Attock, Chakwal, Jhelum, Islamabad, Talagang, Mandi Bahauddin, Narowal, Sialkot, Gujrat, Sargodha, Bhakkar, Khushab, Multan, Toba Tek Singh, Mianwali, Okara, Sheikhupura, Gujranwala, Wazirabad, Layyah, Bahawalpur
Sindh (11 Districts):
Sanghar, Nawabshah, Benazirabad, Mirpur Khas, Tharparkar, Matiari, Umerkot, Jamshoro, Dadu, Khairpur, Ghotki
Balochistan (9 Districts):
Qila Abdullah, Qila Saifullah, Chaman, Pishin, Harnai, Ziarat, Sibi, Zhob, Loralai
Khyber Pakhtunkhwa (3 Districts):
Tank, Lakki Marwat, Buner
Gilgit Baltistan & AJK (2 Districts):
Ghizer, Haveli
If your district is not on the list, wait for Phase 2, which will be announced soon.
Eligibility Criteria for BISP Kafalat July 2025
Not everyone registered with BISP is automatically eligible. Your household must meet the required Poverty Means Test (PMT) score based on the NSER survey.
Who is Eligible?
| Category | PMT Score Required |
|---|---|
| General Women | PMT ≤ 32 |
| Widows, Transgender, Disabled | PMT ≤ 37 |
You must also be part of the NSER database, and your CNIC must be verified and up to date.
How to Check If You Are Eligible
Checking your status is very simple and free. You can do this in two ways:
Method 1: Send SMS
- Send your CNIC number to 8171
- You will receive a reply with your eligibility status
Method 2: Online Check
- Visit the 8171 Web Portal
- Enter your CNIC and captcha code
- View your payment and eligibility details
You can also read: BISP 8171 Result Check Online by CNIC for June Payment 13,500
Step-by-Step Guide to Collect Your Rs. 13,500 Safely
Here’s how to collect your BISP payment:
- Check eligibility via SMS (8171) or web portal
- Visit your nearest:
- BISP camp
- HBL Connect agent
- Bank branch (if applicable)
- Bring your original CNIC
- Complete biometric fingerprint verification
- Collect your full payment (Rs. 13,500)
- Get a printed receipt
- Count the cash before leaving
Safety Tips & Complaint Process
To protect yourself from fraud:
- Never pay any agent. BISP services are 100% free
- Don’t share your CNIC or fingerprints with anyone
- Report illegal deductions by sending your CNIC to 8171
- Or visit the nearest BISP Tehsil office to file a complaint
Not Included in Phase 1?
If your district isn’t listed in Phase 1, don’t worry:
- Your turn will come in Phase 2
- Keep checking your eligibility via 8171
- Make sure your household survey is up to date
- Do not trust fake social media posts or agents
Only follow official BISP announcements for updates.
Conclusion
The BISP Kafalat Program – July 2025 Phase 1 brings positive changes for deserving women across Pakistan. With better payment options, more secure systems, and clear eligibility criteria, the process is now easier and more reliable.
You can also read: BISP 8171 Result Check Online by CNIC for June Payment 13,500
If you’re eligible and your district is included, collect your payment safely. And if you’re not part of this phase, stay alert — Phase 2 is coming soon.